What Are Your Financial Goals?
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Member Perks
Join a cooperative that puts your financial well-being over profits. Discover membership perks now.
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24/7 Banking
Simplify your finances with secure, cutting-edge digital banking. Discover how it works
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Safe and Sound
Advanced safeguards protect your information and block fraud. See how we defend your privacy
People Driven Credit Union’s roots in Detroit date back to 1928 when it was founded as a safe harbor during a time of financial crisis. Today, we remain committed to providing a secure and supportive experience to our members throughout Michigan. As we look towards our second century of doing business, we plan to grow right along with you, your family, and your small business!
What Our Members Say
About Our Financial Services
“We are very grateful for the service that was provided as members of People Driven Credit Union!”
“We recently had a death in the family, The Team at PDCU was kind, caring and emphatic.”
“Staff are friendly and helpful, not just at one branch, but ALL branches.”
Financial Help Is Here
Learn More About Our Products
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Mortgage Loans
Buy the new home of your dreams with our personalized service, competitive rates, and flexible financing options.
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Savings Accounts
Your $5 deposit gives you a share in the credit union and allows you to use all of our great services.
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Rewards Credit Card
Earn points with every dollar you spend, and reward yourself with great merchandise, travel, and cash back!
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Youth Accounts
Empower your children with smart money habits from an early age by opening a PDCU Youth Account.
Why Join People Driven Credit Union?
At PDCU, we pride ourselves on our personalized customer service and community-oriented focus. Unlike at a traditional bank, you have a voice in our organization’s decisions, which means you have a say in how PDCU is run. We offer lower interest rates on loans and higher interest rates on savings accounts for our members, ensuring you get more value for your money.
What Carla Loves About PDCU
How People Driven Credit Union raised my credit score 48 points in less than a month.
Hi, I’m Carla, a proud member of People Driven Credit Union and an accounting clerk here. Recently, I embarked on a journey to purchase my first home. I knew my credit score needed some improvement, so I reached out to Julia from our loan team for guidance. With her advice, I consolidated my credit card debt and high-interest loans through a……Read More
News and Information Members Can Use
2025 Food Drive for the Agape Center Food Pantry
Throughout the month of November 2025 (with early donations accepted), we’ll be collecting items at......Read More
Understand APY and How It Can Grow Your Savings
If you’ve ever opened a savings account, CD, or money market account, you’ve likely seen......Read More
Autumn Home Maintenance Tips to Protect Your Investment
Fall is the sweet spot for home maintenance in Michigan, cool enough to work, early......Read More
The Benefits of PDCU’s Member-Focused Services
At People Driven Credit Union, we build services around members, not the other way around.......Read More
