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One-Time Holiday Skip-a-Payment!

Close up of a PDCU Visa Rewards Driven Credit Card.

Give Yourself a Holiday Gift: Skip Your December Credit Card Payment

The holidays can be busy, and we understand the importance of flexibility in your finances. That’s why People Driven Credit Union is excited to offer eligible credit card holders the opportunity to skip their December payment—just in time for the holidays!

How It Works

If you’re eligible for the Holiday Skip-a-Payment, you’ll receive a notification on your November credit card statement. This message will let you know that you can skip your minimum payment for December. Eligible cards will show a $0 minimum payment due for December.

Please note: Finance charges will continue to accrue during the skipped payment period, and your payment due for January will remain unchanged.

Eligibility Criteria

To take advantage of this offer, you must meet the following criteria:

  • Your PDCU credit card must be in good standing.
  • You must have had your credit card for a minimum of 6 months.
  • Delinquent and statused credit cards are not eligible for this offer.

Why Skip-a-Payment?

We know the holiday season can bring extra expenses, and giving yourself one less thing to worry about can be a big relief. With the Skip-a-Payment option, you’ll have the flexibility to manage your funds while enjoying the season.

Still Want to Make a Payment?

If you prefer, you can still make a payment during December—and that’s perfectly fine! It just won’t be considered paying ahead. Your January payment will reflect the regular minimum amount due.

How to Take Advantage

If you’re eligible, your December payment will automatically be skipped, and you’ll see the $0 due on your statement. If you have any questions or want more information, don’t hesitate to contact us or check the details on your statement.

Take this opportunity to enjoy a little extra room in your budget this holiday season. At People Driven Credit Union, we help you make the most of your holidays.

Happy holidays from your PDCU family!