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Drive into the New Year with 4.99% APR*

Boys and girls sitting in trunk of an SUV in winter snow.

The holidays just got a whole lot brighter!

Due to the overwhelming success of our Feast on Savings: Black Friday Auto Loan Event, we’re thrilled to announce an Extended Auto Loan Sale running from December 1 through December 31, 2024.

This is your chance to take advantage of our rate of 4.99% APR* for up to 72 months on new and used vehicles and refinanced loans from other lenders. Whether you’re buying a car, truck, or SUV—or looking to refinance for better terms—this extended promotion gives you the flexibility to find the perfect deal during the busy holiday season.

What’s on Offer?

Here are the key details of our Extended Auto Loan Sale:

  • Rate: 4.99% APR*
  • Term: Up to 72 months
  • Eligible Loans:
    • New loans for cars, trucks, and SUVs (new or used)
    • Refinanced loans from other lenders
      (Loans currently financed with People Driven Credit Union are not eligible)
  • Requirement: Loans must close within 30 days of application

Why Take Advantage of This Extended Sale?

The holiday season is one of the busiest times of the year, and we want to make it as convenient as possible for you to secure competitive financing for your next vehicle. Here’s why this offer is perfect for your vehicle financing needs:

  1. Low Rate, Long Term: Our 4.99% APR* for up to 72 months keeps your monthly payments manageable while saving you money on interest over time.
  2. Flexibility: Use this rate for new or used vehicles or refinance an auto loan from another lender to enjoy better terms.
  3. More Time: The extended sale runs through December 31, 2024, giving you plenty of time to find the perfect vehicle or finalize your refinancing plans.

Who Should Take Advantage?

This offer is open to all our members, but it’s especially valuable for:

  • New Car Shoppers: If you’re in the market for a new or used car, truck, or SUV, this is your chance to secure a great rate.
  • Refinancers: If you’re financing an auto loan with another lender, you can lower your rate or adjust your loan terms.
  • Holiday Deal Seekers: Use the extended time frame to find holiday vehicle deals and pair them with our competitive financing to maximize your savings.

How to Get Started

Getting started is quick and easy!

  1. Apply Online: Submit your application on our website in minutes.
  2. Visit a Branch: Prefer in-person assistance? Stop by one of our branches, and our friendly loan officers will be happy to help.
  3. Act Fast: Remember, loans must close within 30 days of application to qualify for the promotional rate.

FAQs About the Extended Auto Loan Sale

Q: Can I refinance my existing People Driven Credit Union auto loan under this offer?
A: No, this promotion is only available for loans refinanced from other lenders or new loans for cars, trucks, and SUVs.

Q: Do I have to finance a new vehicle, or can I choose a used one?
A: This offer is valid for new and used vehicles so that you can choose the best option.

Q: What happens if I apply but don’t close my loan within 30 days?
A: To qualify for the 4.99% APR, loans must close within 30 days of application. Complete the process promptly to take advantage of this rate.

Don’t Miss Out—4.99% APR* Offer Ends December 31!

The Extended Auto Loan Sale is your opportunity to secure a great rate on your next vehicle loan before the year ends. Whether you’re looking to finance a new or used car, truck, or SUV or refinance an existing loan from another lender, this is your chance to save big.

Ready to take the wheel? Start your application today or visit one of our branches for personalized assistance. Let’s make your holiday season brighter with competitive rates and member-focused service.

Disclosures

*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.

Payment Example: Monthly payments of $18.87 for each $1,000 borrowed at 4.99% APR* for 60 months.

Membership Requirement:

All accounts and loans require membership at People Driven Credit Union. Membership is available to individuals who live, work, worship, or attend school in the State of Michigan, as well as relatives of current members. To complete an application for any account or loan, you will need the following information:
  • A valid Driver's License, State ID, or Passport with your current address
  • Your Social Security Number
A Membership Share Savings Account is required to establish membership at People Driven Credit Union. Your $5 deposit into this account secures your share in the credit union, giving you access to our full range of services and benefits. The Annual Percentage Yield (APY) for this account is 0.01%, and the minimum deposit is $5.00.