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Save to Win® Savings Account

Enter to Win by Saving $25 at a Time

Open a Save to Win Savings Account

Enter to Win Cash Prizes: Open a Save to Win® Savings Account

With our Save to Win® Savings Account, you can grow your savings while earning chances to win cash prizes. Every deposit gets you closer to your financial goals—and the opportunity to win monthly, quarterly, and annual prizes!

How It Works:

  • Open Your Account: PDCU Members can open a Save to Win Account by logging in online or with the MyPDCU app.
  • Earn Entries: For every $25 increase in your balance, you’ll earn an entry into monthly, quarterly, and annual prize drawings, up to 100 entries per month!
  • Win Prizes: Each month, you have the chance to win cash prizes just for saving. Save more, and you’ll increase your chances in both central and PDCU-only drawings.

Membership and eligibility requirements apply, with approval subject to application.

Prizes You Could Win

With Save to Win, every dollar saved is a chance to win. Prizes include:

  • Monthly: $100, $50, and $25 winners
  • Quarterly: One lucky winner receives $1,000
  • Annual: National cash prizes, where you could win big!

Why Choose Save to Win?

  • Build Your Savings: As you make regular deposits, you’ll grow your savings automatically.
  • No Risk: Your savings are never at risk, and there’s no fee to participate.
  • Multiple Chances to Win: Earn entries every month, giving you multiple chances to win throughout the year.

How to Get Started

Opening a Save to Win account is simple. Here’s what you need:

  • Be a PDCU member (or join if you’re not! Membership is open to those who live, work, worship, or attend school in Michigan).
  • Deposit a minimum of $0 into your Save to Win account online or through the MyPDCU app.
  • Start making deposits to earn entries for your chance to win.

Start Saving and Winning Today!

Open a Save to Win® Savings Account at People Driven Credit Union today and begin saving for your future while enjoying the thrill of winning cash prizes. Visit a branch or login online or use the MyPDCU app to open your account today.

Open a Save to Win Savings Account

Official Rules

Read the official Save to Win® Savings Promotion Raffle rules.

 

Frequently Asked Questions

No, there is no fee to participate in the Save to Win® Savings Account. You simply save money and earn chances to win.
You can open a Save to Win® Savings Account with $0. However, to earn entries into prize drawings, you must deposit at least $25 into your account. The more you save, the better your chances to win!
Prizes include monthly cash drawings ($100, $50, and $25), quarterly drawings for $1,000, and an annual grand prize. You can have up to 537 chances to win every quarter!
Each time you add $25 to your Save to Win® Savings Account, you earn one entry into the prize drawings. The more you save, the more entries you earn, increasing your chances of winning!
A Save to Win® Savings Account allows you to save money and enter for a chance to win cash prizes. For every $25 you save in the account, you earn one entry into monthly, quarterly, and annual prize drawings. The more you save, the better your chances to win!

Disclosures

People Driven Credit Union Savings Accounts are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government.

²APY=Annual Percentage Yield. Rates effective as of today and may change at any time. Penalties apply for early withdrawal. APY is based on the assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. It may be discontinued or changed at any time. Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs: Loss of 30 days interest for CDs with a term of 6 months or less. Loss of 90 days interest for CDs with a term greater than six months or equal to 12 months. Loss of 180 days interest for CDs with a term greater than 12 months.

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Save to Win®

The Save to Win® Savings Account, Save to Win® Certificate of Deposit, and Round Up To Win are available to People Driven Credit Union members who are at least 18 years old and reside in a state where prize-linked savings is permitted. Eligibility requirements may vary based on state law.

Winners are randomly selected from eligible entries in monthly, quarterly, and annual drawings. Entries are automatically earned based on qualifying deposits, with a maximum of 100 entries per month, 300 entries per quarter, and 1,200 entries per year. No additional actions are required to participate. All decisions regarding the raffle and prizes are final.

Please refer to the official Save to Win® Savings Account rules for full details.

Membership Requirement:

All accounts and loans require membership at People Driven Credit Union. Membership is available to individuals who live, work, worship, or attend school in the State of Michigan, as well as relatives of current members. To complete an application for any account or loan, you will need the following information:
  • A valid Driver's License, State ID, or Passport with your current address
  • Your Social Security Number
A Membership Share Savings Account is required to establish membership at People Driven Credit Union. Your $5 deposit into this account secures your share in the credit union, giving you access to our full range of services and benefits. The Annual Percentage Yield (APY) for this account is 0.01%, and the minimum deposit is $5.00.