The holidays may be behind us, but the savings are still going strong!
Due to the overwhelming success of our Feast on Savings: Black Friday Auto Loan Event, we’re excited to announce that our Extended Auto Loan Sale has been extended once more— now through April 30, 2025.
This is your chance to take advantage of our rate of 4.99% APR* for up to 72 months on new and used vehicles and refinanced loans from other lenders. Whether you’re buying a car, truck, or SUV—or looking to refinance for better terms—this extended promotion gives you the flexibility to find the perfect deal during the busy holiday season.
What’s on Offer?
Here are the key details of our Extended Auto Loan Sale:
- Rate: 4.99% APR*
- Term: Up to 72 months
- Eligible Loans:
- New loans for cars, trucks, and SUVs (new or used)
- Refinanced loans from other lenders
(Loans currently financed with People Driven Credit Union are not eligible)
- Requirement: Loans must close within 30 days of application
Why Take Advantage of This Extended Sale?
We know how busy life gets at the start of a new year, so we’re giving you extra time to take advantage of this fantastic rate. Here’s why it’s the perfect opportunity:
- Low Rate, Long Term: Enjoy manageable monthly payments and save on interest with a fixed 4.99% APR* for up to 72 months.
- Flexible Financing: This promotion works whether you’re buying new or used or refinancing from another lender.
- More Time: Now available through April 30, 2025, giving you more time to shop, plan, and finance your next ride.
Who Should Take Advantage?
This offer is open to all PDCU members and especially valuable for:
- New Car Shoppers: If you’re in the market for a new or used car, truck, or SUV, this is your chance to secure a great rate.
- Refinancers: If financing an auto loan with another lender, you can lower your rate or adjust your loan terms.
- Savvy Buyers: Still hunting for the right vehicle? The extra time gives you the flexibility to make the best choice without missing out on a great rate.
How to Get Started
Getting started is quick and easy!
- Apply Online: Submit your application on our website in minutes.
- Visit a Branch: Prefer to speak to someone in person? Stop by any of our branches—our friendly loan officers are here to help.
- Act Fast: Remember, loans must close within 30 days of application to qualify for the promotional rate.
FAQs About the Extended Auto Loan Sale
Q: Can I refinance my existing People Driven Credit Union auto loan under this offer?
A: No, this promotion is only available for loans refinanced from other lenders or new loans for cars, trucks, and SUVs.
Q: Do I have to finance a new vehicle, or can I choose a used one?
A: This offer is valid for new and used vehicles so that you can choose the best option.
Q: What happens if I apply but don’t close my loan within 30 days?
A: To qualify for the 4.99% APR, loans must close within 30 days of application. Complete the process promptly to take advantage of this rate.
Don’t Miss Out—4.99% APR* Offer Ends April 30, 2025!
This is your opportunity to lock in a great rate on your next vehicle loan with People Driven Credit Union. Whether you’re buying or refinancing, our Extended Auto Loan Event makes it easier—and more affordable—than ever.
Ready to take the wheel? Start your application today or visit one of our branches for personalized assistance. Let PDCU help you save more and drive happy in 2025!
Disclosures
*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.
Payment Example: Monthly payments of $18.87 for each $1,000 borrowed at 4.99% APR* for 60 months.
