The MyPDCU Credit Score is not intended to be comprehensive and may not provide all information about user accounts. We encourage Members to obtain free credit reports from www.annualcreditreport.com to look for incorrect information or discrepancies across all three bureaus. Each bureau has its process for correcting inaccurate information. Still, users can “File a Dispute” by clicking on the “Dispute” link within their PDCU Credit Report for more information about disputes. The Consumer Financial Protection Bureau website offers step-by-step instructions on contacting the bureaus and correcting errors.