How to Create Strong Passwords You Can Remember
Strong Passwords Protect Your Accounts In a world where cybersecurity threats constantly evolve, using a strong password is one of the simplest yet most effective ways to protect your online accounts. Yet, many people still rely on weak combinations...
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Why You Might Need a Home Equity Loan
8 Situations Where You Might Want a Home Equity Loan and Which Option is Right for You Are you looking to tackle a big project, pay off high-interest debt, or handle an unexpected expense? Borrowing against your home’s equity is a smart way to...
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Payday Loans: The Costly Trap & Smarter Alternatives
What Are Payday Loans & Why Do People Use Them? Life happens—car repairs, medical bills, or unexpected expenses can throw off even the best-laid financial plans. According to the Federal Reserve Board, about 44% of Americans don’t have $400 in...
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Cash Advance Loans: Costs, Risks, and Smarter Alternatives
What Are Cash Advance Loans? When cash is tight and bills are due, a cash advance loan may seem convenient for getting quick money. However, whether withdrawing cash from a credit card, using an employer paycheck advance, or taking out an online cash...
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Negotiate Your Car Purchase Like a Pro
Drive Home a Deal: How to Negotiate Your Car Purchase Like a Pro Buying a car is an exciting experience, but many buyers feel unsure or overwhelmed when negotiating the price. The good news? You can leave the dealership with the best possible deal...
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The Hidden Costs of Buying a Car
The Hidden Costs of Buying a Car and How to Plan for Them Buying a car is a significant investment, and while most buyers focus on the sticker price, there are several hidden costs associated with car ownership that you need to factor into your...
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Skip-A-Payment
Take a Break from Your Loan Payments with PDCU's Skip-A-Payment Program! Unexpected expenses can throw a wrench in your budget. With Skip-A-Payment, eligible members can skip one loan payment per calendar year for a fee. It’s a simple and...
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Should You Refinance Your Auto Loan?
Should You Refinance Your Auto Loan? Here’s What You Need to Know Refinancing your auto loan might seem complicated, but it can be a smart financial move that saves you money over time. Whether you’re looking to lower your monthly payments,...
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ATM Safety Tips
Essential Tips for Using ATMs and Night Depositories ATMs provide a convenient way to access your funds, but it’s important to stay mindful of your safety when using them, especially during late hours or in unfamiliar locations. At People Driven...
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Build Your Dream Home with a Construction Mortgage Loan
Are you ready to build the home you’ve always dreamed of? At People Driven Credit Union (PDCU), we understand that constructing a new home is an exciting yet complex journey. That’s why we offer construction mortgage loans designed to make your...
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