Setup Direct Deposit, Get Paid Early
You may receive a direct deposit up to two days early with “Get Paid Early” if:
1) You have an account with us (Open an account).
2) A direct deposit into that account. Use your employer’s system to direct your paycheck to your PDCU account. You’ll need the PDCU routing number (Routing #272484988) and your account number (Login to online banking to find your account #).
If you have a People Driven Credit Union account with direct deposit, you could get your pay up to two days early. No cost. No catch.
No need to sign up.
PDCU members can access the funds up to two days before receiving a direct deposit. There is no waiting for your money and no paper check to get lost in the mail.
You’ll get paid as soon as the money is available – often up to two days before traditional banks.
We found a new way to make payday come early for our members.
Renee Demarco
Frequently Asked Questions
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We often receive a message up to two days before your direct deposit to inform us that the money is coming. Therefore, we can reduce the extra processing time to get your cash in your hands sooner when this happens.
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You can enroll in direct deposit through your payer’s payroll system. We created this form to help you.
If your payer prefers to use their system, you can easily find your account number and Routing #272484988 by signing into your online account or on the People Driven Credit Union Mobile app.
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Nope! Get Paid Early is a free, automatic feature for People Driven Credit Union accounts. You don’t have to pay a fee to get paid early.
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It depends. You might get your direct deposit two days, one day earlier, or on your regularly scheduled payday. Here are some reasons why you might not receive your deposit early:
- You recently set up direct deposit for the first time.
- Your deposit type, such as a financial institution-to-financial institution transfer, is not eligible.
- There’s a payroll system issue with your payer.
Early direct deposits also depend on timing—your payer must provide payment details on time so the deposit can be processed early. If your deposit doesn’t arrive early, expect it to arrive on your scheduled payday.
