At PDCU, we are committed to helping our members maximize their savings and reach their financial goals with a variety of account options. Whether you’re looking for a Member Share Savings Account, a High-Yield Savings Account or a long-term investment solution like a Certificate of Deposit (CD), we offer competitive rates to suit your needs. Browse through our comprehensive list of savings account rates below and discover how PDCU can help you grow your money more effectively.
Savings Account Rates:
Rates Effective as of:
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Minimum Balance to Earn Dividend
Dividend Rate
APY²
$100 and over 0.010% 0.01% -
Term
Minimum Balance
Dividend Rate
APY²
CD Special - 9 mth $500 4.184% 4.25% CD Special - 16 mth $500 4.063% 4.13% 6 Month $500 2.624% 2.65% 6 Month Jumbo $25,000 2.673% 2.70% 1 Year $500 2.722% 2.75% 1 Year Jumbo $25,000 2.771% 2.80% 1 Yr SuperJumbo $100,000 2.820% 2.85% 1 Year Save to Win $25 2.673% 2.70% 1 Year Youth $25 4.426% 4.50% 2 Year $500 2.231% 2.25% 2 Year Jumbo $25,000 2.280% 2.30% 3 Year $500 2.231% 2.25% 3 Year Jumbo $25,000 2.280% 2.30% 4 Year $500 2.477% 2.50% 4 Year Jumbo $25,000 2.526% 2.55% 5 Year $500 2.477% 2.50% 5 Year Jumbo $25,000 2.526% 2.55% -
High Yield Money Market Account Rate
³New money required to qualify for this rate. Only new funds transferred from external sources to the credit union qualify for this promotion.
Minimum Deposit
Dividend/Interest Rate
APY²
$10,000 and above³ 3.953% 4.03% Money Market Plus & Escrow Savings Account Rates
³New money required to qualify for this rate. Only new funds transferred from external sources to the credit union qualify for this promotion.
Minimum Deposit
Dividend/Interest Rate
APY²
$1,000 to $2,499 0.349% 0.35% $2,500 to $9,999 0.499% 0.50% $10,000 to $24,999 0.598% 0.60% $25,000 to $49,999 1.094% 1.10% $50,000 to $99,999 1.144% 1.15% $100,000 to $249,999 1.243% 1.25% $250,000 and above 2.960% 3.00% -
³New money required to qualify for this rate. Only new funds transferred from external sources to the credit union qualify for this promotion.
Minimum Deposit
Dividend/Interest Rate
APY²
$1,000 to $4,999 0.349% 0.35% $5,000 to $24,999 0.499% 0.50% $25,000 and above 1.094% 1.10% -
³New money required to qualify for this rate. Only new funds transferred from external sources to the credit union qualify for this promotion.
Type
Minimum Deposit
Dividend/Interest Rate
APY²
Traditional $100 0.350% 0.35% Roth $100 0.350% 0.35% Educational $100 0.350% 0.35%
Disclosures:
²APY=Annual Percentage Yield. APY is based on the assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. It may be discontinued or changed at any time. Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs: Loss of 30 days interest for CDs with a term of 6 months or less. Loss of 90 days interest for CDs with a term greater than six months or equal to 12 months. Loss of 180 days interest for CDs with a term greater than 12 months.
The minimum to open six month CD is $500, maximum is $250,000. The minimum to open a Jumbo CD is $25,000. APY is based on the assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. It may be discontinued or changed at any time.
³Only new funds transferred from external sources to the credit union qualify for this promotion.
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs: Loss of 30 days interest for CDs with a term of 6 months or less. Loss of 90 days interest for CDs with a term greater than six months or equal to 12 months. Loss of 180 days interest for CDs with a term over 12 months.
People Driven Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government.
Rates are effective as of today and may change at any time. Penalties apply for early withdrawal. View our Privacy Policy and read our disclaimer regarding links to other sites.
People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727
All other trademarks are the property of their respective owners.
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Account Options
With competitive rates, low fees, and personalized service, opening an account with PDCU is the first step toward achieving your financial dreams.
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Savings Accounts
Your $5 deposit gives you a share in the credit union and allows you to use all of the great services.
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No Hidden Fees
The Fee Schedule sets forth certain conditions, fees, and charges applicable to all People Driven Credit Union accounts.
