At PDCU, we are committed to helping our members maximize their savings and reach their financial goals with a variety of account options. Whether you’re looking for a Member Share Savings Account, a High-Yield Savings Account or a long-term investment solution like a Certificate of Deposit (CD), we offer competitive rates to suit your needs. Browse through our comprehensive list of savings account rates below and discover how PDCU can help you grow your money more effectively.
Savings Account Rates:
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Savings, Member’s Choice, & Holiday Club Accounts Rate
Rates Effective as of: 11-21-2024Minimum Balance (Range) to Earn Stated Dividend Dividend Rate APY² $100 and over 0.01% 0.01% -
Certificate of Deposit & IRA Certificate (Traditional-Roth-Educational) Rates
Rates Effective as of: 11-21-2024Term Minimum Balance Dividend Rate APY² CD Special 9 Month $500 4.184% 4.25% CD Special 16 Month $500 4.063% 4.13% 6 Month $500 2.624% 2.65% 6 Month Jumbo $25,000 2.673% 2.70% 1 Year $500 2.722% 2.75% 1 Year Jumbo $25,000 2.771% 2.80% 1 Yr Super Jumbo $100,000 2.820% 2.85% 1 Year Save to Win CD $25 2.673% 2.70% 1 Year Youth (<$10,000) $25 4.426% 4.50% 2 Year $500 2.231% 2.25% 2 Year Jumbo $25,000 2.280% 2.30% 3 Year $500 2.231% 2.25% 3 Year Jumbo $25,000 2.280% 2.30% 4 Year $500 2.477% 2.50% 4 Year Jumbo $25,000 2.526% 2.55% 5 Year $500 2.477% 2.50% 5 Year Jumbo $25,000 2.526% 2.55% -
High Yield Money Market
Rates Effective as of: 11-21-2024Minimum Deposit Dividend/Interest Rate APY² $10,000 and above³ 3.953% 4.03% ²APY=Annual Percentage Yield.
³Only new funds transferred from external sources to the credit union qualify for this promotion.Money Market Account Rates
Rates Effective as of: 11-21-2024Minimum Deposit Dividend/Interest Rate APY² $1,000 - $2,499 0.349% 0.35% $2,500- $9,999 0.499% 0.50% $10,000-$24,999 0.598% 0.60% $25,000-$49,999 1.094% 1.10% $50,000-$99,999 1.144% 1.15% $100,000-$249,999 1.243% 1.25% $250,000 and Above 2.960% 3.00% APY=Annual Percentage Yield
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Money Market IRA Rates
Rates Effective as of: 11-21-2024Minimum Deposit Dividend/Interest Rate APY² $1,000 to $4,999 0.349% 0.35% $5,000 to $24,999 0.499% 0.50% $25,000 to $49,999 1.094% 1.10% -
IRA Variable Rate Savings Account Rates
Rates Effective as of: 11-21-2024Minimum Deposit Dividend/Interest Rate APY² Traditional $100 0.350% 0.35% Roth $100 0.350% 0.35% Educational $100 0.350% 0.35%
Disclosures:
APY=Annual Percentage Yield. The minimum to open a six-month CD is $500, and the maximum is $250,000. The minimum to open any other term CD is $2,500. APY is based on the assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. It may be discontinued or changed at any time.
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs: Loss of 30 days interest for CDs with a term of 6 months or less. Loss of 90 days interest for CDs with a term greater than six months or equal to 12 months. Loss of 180 days interest for CDs with a term over 12 months.
People Driven Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government.
Rates are effective as of today and may change at any time. Penalties apply for early withdrawal. View our Privacy Policy and read our disclaimer regarding links to other sites.
People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727
All other trademarks are the property of their respective owners.
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Account Options
With competitive rates, low fees, and personalized service, opening an account with PDCU is the first step toward achieving your financial dreams.
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Savings Accounts
Your $5 deposit gives you a share in the credit union and allows you to use all of the great services.
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No Hidden Fees
The Fee Schedule sets forth certain conditions, fees, and charges applicable to all People Driven Credit Union accounts.
