FAQ Category: Other
Can I use People Driven CU’s routing number for direct deposit?
Yes. You can use People Driven Credit Union’s routing number, 272484988, for direct deposit. You will also need your personal account number so your deposit is sent to the correct account. When setting up direct deposit, make sure you provide both the correct routing number and the correct account number. If you are a former Community Alliance Credit Union member, ...
Continue ReadingWhat is the difference between a routing number and an account number?
A routing number identifies the financial institution, while an account number identifies your specific account at that institution. You may need both numbers to set up direct deposit, automatic payments, ACH transfers, or external account links. People Driven Credit Union’s routing number is 272484988. Your account number is unique to you, so be sure to use the correct account number ...
Continue ReadingIs this the final account application?
No. This form is a way to get started and connect with our team. We will follow up to help complete the account opening process.
Continue ReadingHow long does it take?
Most requests can be handled quickly once we connect with you.
Continue ReadingCan I open accounts for more than one child?
Yes. Use the form to tell us about your interest, and we can help you with next steps for one child or multiple children.
Continue ReadingCan I start the process online?
Yes. Fill out the form on this page, and we will contact you to help complete the setup.
Continue ReadingHow do I open a checking account at PDCU?
You can open a checking account with People Driven Credit Union online or in person at one of our branch locations. Opening a checking account online is a convenient option if you want to get started from anywhere, or you can visit a branch if you would rather speak with someone in person. How to get started To open an ...
Continue ReadingIs it safe?
Yes – NCUA insured up to $250,000, just like FDIC but with the member-owned advantage of a credit union.
Continue ReadingCan I have both a savings account and checking account?
Absolutely! Most members open a Membership Savings ($5 to join) + Basic Checking for the perfect combo.
Continue ReadingWhich earns more – savings account or checking account?
Savings and especially our High-Yield Money Market accounts earn more. Regular checking pays little, while our top-tier money market is paying much more.
Continue ReadingHow do I place a stop payment on a check?
To place a stop payment on a check, log in to online banking on the website and click “Stop Payments,” visit a branch, or call People Driven Credit Union at 844-700-7328 during business hours. A stop payment request can only be placed on a check that has not already been paid or certified. To help us process your request, be ...
Continue ReadingWho can open the youth account for a child?
You must be the child’s parent, grandparent, or legal guardian to open and manage an account. As the joint account holder, you’ll be able to set up account alerts, parental controls, online access and more.
Continue ReadingWhat’s a youth account?
It’s a bank account that can help your kids and teens learn to manage money. Our youth accounts come with both a checking and saving account where parents are able to set up alerts and limits. Plus, you can guide your child through real-world experiences like using an ATM. There’s a minimum of $5 for the first deposit – and ...
Continue ReadingWhat is the age range for youth accounts?
Our youth accounts are for ages 0-17.
Continue ReadingCan I schedule an appointment online for the Ypsilanti branch?
You can easily schedule an appointment online for any of our locations. Navigate to our online scheduling platform, choose the Ypsilanti location from the list, pick a day and time that works for you, and confirm your appointment. Schedule an Appointment
Continue Reading
