What happens if I miss a payment on my Debt Consolidation Loan?
Missing a payment can result in late fees and damage to your credit score. If you’re having trouble making payments, contact People Driven Credit...
Continue ReadingCan I pay off my Debt Consolidation Loan early?
Yes, People Driven Credit Union allows you to pay off your Debt Consolidation Loan early without penalties. Paying off your loan early can save you money on...
Continue ReadingHow is a Debt Consolidation Loan different from debt settlement?
Debt Consolidation: This involves taking out a loan to pay off your existing debts, leaving you with one manageable payment. You are responsible for repaying the full amount of the loan. Debt Settlement: Involves negotiating with creditors to...
Continue ReadingHow do I apply for a Debt Consolidation Loan?
You can apply online for a Debt Consolidation Loan at People Driven Credit Union or by visiting one of our branches. The application process involves submitting financial information, including your income, credit history, and outstanding debts. At...
Continue ReadingHow do I make a loan Payment?
To make a payment via online banking with funds already in your account, login to the MyPDCU Online Portal or use the MyPDCU app, and select 'transfers'. Select where you want to transfer from and which loan you would transfer to. Call iTalk...
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