To make a mobile deposit to your PDCU account using your smartphone, log into your MyPDCU app or the MyPDCU online banking portal and click on “Deposit.” Enter the check amount, click “Continue,” and select which of your accounts (if you have more than one) you want to make the deposit to. Sign your check, write “For Mobile Deposit Only at PDCU”, and include your PDCU account number. Follow the instructions provided in the app to capture an image of the front and back of the check.
Anything deposited over $2,500 will be reviewed by the credit union and will not show in your account right away. Check limit is $25,000. All deposits are subject to holds.
Securely store the original check for 7 business days after the deposit. Verify you check has been credited to your account. After 7 business days, destroy the original check by marking it “VOID” and shredding it.