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What happens if I miss a payment?

Missing a payment can lead to late fees, higher interest rates, and potential harm to your credit score. To avoid this, it’s essential to make at least the minimum payment by the due date each month. Keep in mind that any missed or delayed payments will increase your overall interest costs. Even if you make a partial payment or prepay, you will still need to pay the minimum amount due by the next scheduled due date to keep your account current.

While we may accept late or partial payments, as well as checks or money orders marked “payment in full,” doing so will not settle your account or waive any remaining balance.