A CD Secured Loan requires collateral (your CD), typically resulting in lower interest rates and easier approval. An unsecured loan doesn’t require collateral, so it usually comes with higher interest rates and depends more on your credit score.
A CD Secured Loan requires collateral (your CD), typically resulting in lower interest rates and easier approval. An unsecured loan doesn’t require collateral, so it usually comes with higher interest rates and depends more on your credit score.
The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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