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People Driven Credit Union

Competitive Rates for Every Stage of Life

Loan Options

Auto loans, home loans, personal loans, and credit cards. Apply in minutes.

As a member-owned credit union, PDCU exists to serve you, not shareholders. That means when you need a loan, you get competitive rates, straightforward terms, and a team that actually wants to help you succeed. Whether you are financing a vehicle, buying or refinancing a home, covering personal expenses, or putting a rewards credit card to work, we have an option built for your situation. Membership has real advantages here. Our rates are set with members in mind, not margins, and our team is here to help you move quickly when the timing is right.

PDCU loan options

Loan management links


Smiling young woman in a used-car sales lot holding up the key to her new car she purchased with an auto loan from People Driven Credit Union.

Own the Road for 4.74%¹ APR*

Same low rate whether you’re buying new, used, or refinancing.

Drive off with payments as low as $18.75 per $1,000 borrowed†

Apply in Minutes

*APR = Annual Percentage Rate. Rate available for qualified borrowers financing new or used cars, trucks, and SUVs, or refinancing an auto loan from another lender. Loan terms up to 72 months. All loans subject to credit approval and membership eligibility.
†Example payment: $18.75 per $1,000 borrowed at 4.74% APR for 60 months.
Loans must close within 30 days of application. People Driven Credit Union is an equal opportunity lender.


$495 coupon to use toward a Home Equity Loan or Home Equity Line of Credit with People Driven Credit Union.

2026 Home Equity Special

- Save up to $495 on Home Equity Lines of Credit -

For eligible new home equity lines of credit.

Save on a Home Equity Loan

Learn more about loans

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