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A loan designed around your needs

You dream, we finance!

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Everything Loans, where your financial dreams and aspirations find a flexible and tailored solution. Our Everything Loans are designed to empower you to pursue your passions, tackle life’s challenges, and seize opportunities, no matter what they may be. With a variety of personal loan options available, including our Vacation Loan, Pet Loan, Life Situational Loan, Wellness Loan, Relocation Loan, and Self-Improvement Loan, we provide the funding you need to make your dreams a reality. Whether planning your next adventure, caring for a beloved pet, navigating life’s transitions, or investing in your well-being and personal growth, our Everything Loans offer competitive rates, flexible terms, and convenient features to suit your needs. Explore our range of personal loans today and take the first step towards achieving your goals with People Driven Credit Union.

We have a loan for that!

The best things in life are free; we’re here for the other stuff.

People need money for home repairs, honeymoons, holiday gifts, travel, tuition, furnaces and furniture, doctor bills, or debt consolidation. Whatever the financial needs of your Michigan family, People Driven Credit Union has a low-cost personal loan that can make your life easy. Apply for your Everything Loan.

Frequently Asked Questions

To request a skip-a-pay on a People Driven Credit Union mortgage, please get in touch with your mortgage processor, who is currently servicing the mortgage payments.  If your mortgage application was processed by:
  • Member First Mortgage call (866) 898-1818 OR contact a Payment Solution Specialist (248) 263-4100
  • TowneMortgage (formerly known as Americu) call (888) 778-9700
  • Mortgage Center call (800) 353-4449
Contact Us
Who do I contact about signing a loan that is in process? If you are already working with a Lending Specialist, they can walk you through signing your documents electronically. This can be done from within online banking. You can also reach out to us at (248)263-4100, and one of our specialists will be able to assist you.
Who do I contact about card disputes and fraud? Please call our Member Center at (248) 263-4100 and speak with a team member to dispute any charges or report fraudulent activity. How do I get a replacement debit or credit card? Call us at (248) 263-4100, and a team member will work with you to get a replacement card sent directly to you. We have recently added debit card controls inside our phone app.

 

 

 

The money you need, when you need it

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Disclosures

*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.

Payment Example: Monthly payments of $32.73 for each $1,000 borrowed at 10.99% APR for 36 months.

Special Loan Rate Discount: Benefit from a 0.25% reduction when enrolling in our AutoPay service, which is included in the “as low as” rate advertised. The discount is available to those with Direct Deposit of payroll, social security, or retirement and AutoPay setup from a People Driven Credit Union checking or savings account.

E H L. People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727
All other trademarks are the property of their respective owners.

Membership Requirement:

All accounts and loans require membership at People Driven Credit Union. Membership is available to individuals who live, work, worship, or attend school in the State of Michigan, as well as relatives of current members. To complete an application for any account or loan, you will need the following information:
  • A valid Driver's License, State ID, or Passport with your current address
  • Your Social Security Number
A Membership Share Savings Account is required to establish membership at People Driven Credit Union. Your $5 deposit into this account secures your share in the credit union, giving you access to our full range of services and benefits. The Annual Percentage Yield (APY) for this account is 0.01%, and the minimum deposit is $5.00.